DC Housing Programs

  • First time Homebuyer's Tax Credit

    First-Time Homebuyer's Tax Credit $5,000 federal income tax credit is available to first time homebuyers in the District of Columbia.


  • Employer Assisted Housing Program

    The DC Employer Assisted Housing program provides grants and deferred loans up to $11,500 to employees of the District of Columbia government who are first-time homebuyers in Washington, DC.


    Housing Counseling Services, Inc.
    2430 Ontario Road, NW
    Washington, DC 20009

  • Individual Development Account (IDA) Program; MANNA, Inc.

    This program fosters saving toward the down payment on a home and assists participants to improve their credit, while learning how to be successful homeowners.


    MANNA, Inc.
    828 Evarts Street, NE
    Washington, DC 20018

  • Individual Development Account (IDA); Marshall Heights Community Development Organization

    Through the IDA program, individuals open an IDA account at a specified local bank with an initial deposit of $400. IDA participants then develop a monthly savings plan to reach a savings goal. MHCDO matches $2 for every $1 saved by the IDA participant.

    202-396-1201 x135

    Marshall Heights Community
    Development Organization
    3939 Benning Road, NE
    Washington, DC 20019

  • Housing Purchase Assistance Program (HPAP)

    HPAP provides interest-free or low-interest loans for down payments, closing costs, or other expenses associated with buying a house, a condominium or a cooperative in the District. Amount of loan is adjusted to reduce the total monthly mortgage payment to 28% of household's monthly gross income. For very low income families, repayment of loans is deferred until house is sold.


    Department of Housing and Community Development
    801 North Capitol Street, NE
    Suite 8000
    Washington, DC 20002

  • Single-Family Mortgage Revenue Bonds

    The DC Housing Finance Agency (HFA) finances below-market rate loans to low- and moderate-income residents using proceeds from the sale of Single Family Mortgage Revenue Bonds.


    DC Housing Finance Agency
    815 Florida Avenue, NW
    Washington, DC 20001

  • Scattered Site Program

    The Scattered Sites Projects' mission is two-pronged: to invigorate neighborhoods and communities in the District of Columbia by renovating abandoned houses, and to provide affordable opportunities by marketing these renovations to low- and moderate-income families, especially first-time homebuyers.


    Mi Casa, Inc.
    1769 Lanier Place
    Washington, DC 20009

  • Metropolitan Police Housing Assistance Program (MPHPAP)

    The program matches down payment funds up to $1,500 (program provides $500 for each $2,500 saved by an employee). The program includes deferred payment loans up to $10,000, ability to keep assigned patrol car during off-duty hours, an income tax credit of $2,000 per year for five years and a sliding-scale, five year property tax credit.


    Housing Counseling Services, Inc.
    2430 Ontario Road, NW
    Washington, DC 20009